Personal Loans

Unsecured Loan Ideal if... Interest Rate Loan Amounts Online Banking Apply Online
PAYANYDAY Personal Loan You wish to borrow a fixed amount for a specific purpose. Excellent way to consolidate your bills, or to make major purchases such as furniture, a boat, etc. Fixed or Adjustable

$2,500 to $100,000

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Personal FirstLine Lock* You want a credit line that gives you flexible, future borrowing power -- and no collateral is required. You want the option to lock a fixed rate for up to 6 years. Great to use for major purchases, to take a vacation, or even for medical expenses. Adjustable or Fixed Rate Lock Option (up to 3 outstanding locks for 1 through 6 years for each lock)

$2,500 to $25,000

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Secured Loan Ideal if... Interest Rate Loan Amounts Online Banking Apply Online
Personal FirstLine Plus You want a credit line but don't have enough equity in your property to qualify for a home equity line of credit. Use it for home improvements, taxes, a vacation or to consolidate your bills. Adjustable

$5,000 to $25,000

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Home Equity FirstLine You want a fixed-rate loan -- secured by your property -- for a one-time specific purpose. Excellent way to make home improvements or investments. Interest may be tax deductible. (Please consult your tax advisor.) Fixed

$10,000 to $1,000,000

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Please apply in branch
Home Equity FirstLine Plus** You want a credit line -- secured by your property -- which you draw upon as you need it. Use it to finance a child's education or to make improvements to your home. Interest-only payment options are available on the amount you borrow. Interest may be tax-deductible. (Please consult a tax advisor.) Adjustable or Fixed Rate Lock Option (up to 5 outstanding locks for 1 through 12 years for each lock)

$10,000 to $1,000,000

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For important information concerning Personal Loans please refer to the Frequently Asked Questions.

*  Not available in Guam or the CNMI.
**  Not available in the CNMI.
***  Subject to credit approval. In some cases, approvals may be received the next business day. Approvals in Seconds is not available for:
1) for real estate secured loans
2) the CNMI
3) for business loans in Guam.