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Online Application If you would like to apply for a secured Business FirstLine, if you would like to request a line increase for an existing Business FirstLine, or if your business has no guarantor/more than 1 guarantor, please visit any branch to apply.
The Business Line of Credit is a revolving line of credit with a 3-year term, meaning it can be used for up to 3 years. Once the line reaches its maturity, any unpaid balances or fees become due.
The Business Line of Credit and associated terms are subject to credit approval and may vary depending on your financial situation.
This line of credit can be used for any business use. You can use it for short-term working capital, seasonal purchases, inventory, payroll, and other cash flow needs.
The Business Line of Credit cannot be used for personal, family or household purposes (or agricultural purposes for Guam residents), to finance the purchase or trading of securities, or to repay any debts incurred in the purchase or trading of securities, or to acquire, refinance, improve or maintain a 1-to-4 family residence.