Small Business

Your small business is your big dream. First Hawaiian Bank can help you make it come true.

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Benefits for all

Get started with checking

Online and mobile banking

Bank anytime, anywhere with our online money management solutions.

Priority banking

Get perks that reward you for your business deposits and more.

Business Documentation Resources

Save time by referring to our [[Document Checklist|/resource-center/new-business-account-documentation-requirements]] for documents needed to open a business checking account

View business checking account options

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Have a great idea but aren’t sure how to get started?

Here are some steps you can take.

Start with a business plan

To get where you want to go, you need to plan how to get there. Get an idea of how you’d like to structure and run your business—and how you’d like it to grow. Download our Business Plan and Cashflow templates to get started. You can begin with some advice from the Small Business Administration.
Choose a name

For creative types, this is the fun part. Choose a name for your business that’s ideally clear, catchy and unique. To help you get started, check out our guide to choosing a business name. Once you’ve settled on a name, go to the Department of Commerce and Consumer Affairs and get started online.
Pick a legal structure

The way you set up your business will have a big impact on your operations, your growth, and your legal liability in case something goes wrong. Learn more on how to choose the best legal structure for your business in our recent article, [[Choosing a Business Structure|/resource-center/small-business/choosing-a-business-structure]]
Decide on a workspace

Where you’re working can make a big difference. Location, size, and cost will all have a big impact on your bottom line. Whether it's working from home or leasing commercial space, you have a lot of options. Try to stay flexible and lean if you’re just starting out.
Set up payment processing

Most customers use credit and debit cards rather than checks or cash—and, now more than ever before, contactless cards and digital wallets on mobile devices. You might want to consider how to make it as easy as possible for your customers to make purchases and how quick you can receive deposits to manage your cash flow.

Get business credit cards

Grow with your business

From small businesses to multi-national corporations, we have you covered.

Get Rewards

Enjoy more rewards and more choices from your business spending.

Make it Easier

Run your business smoothly with cutting-edge tools and tracking options.

See business credit card options

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Worried about fraud?

Here’s how we can work together to keep you safe.

Be careful

Phishing emails and text messages may look like they're from First Hawaiian Bank. If you receive a suspicious message, do not respond—and definitely do not reveal any information. Simply call the number on our website or on the back of your credit card and speak directly to us.
Keep important documents safe

If you have lost a check or credit card, please contact us immediately. Always be sure to store checks and credit cards in a secure place and use a shredder when it's time to dispose of them.
Reach out to us

We’re always here to make sure your finances are safe. If you have any concerns, please reach out to us: Oahu: 844-4444, The Neighbor Islands, Mainland U.S., Guam, and CNMI: 1-888-844-4444. Our team will work to make sure your business stays secure.

Process payments

On-site service

Need installation, training, or troubleshooting? We’re here for you.

Local support

You don’t need to consider time zones when giving us a call for information.

Faster access to funds

No more waiting for checks to clear, providing better cash management.

Learn more about processing payments

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Turning a family business into a franchise.

See how a smart approach to Merchant Services made a difference for one coffee shop, helping turn a storefront into a successful island-wide franchise.

Get financing

Stay flexible

We offer loans and lines of credit to match your needs.

Leverage online and mobile banking

Get access to your account on your computer, tablet, and mobile device.

Get great service

Talk to our bankers to see how First Hawaiian Bank puts your business first.

Learn more about financing with First Hawaiian Bank

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Want to apply for a loan or line of credit?

Here are some tips to make it easier.

Get your documents ready

An important step when applying for a loan is making sure that your accounting, financial, and tax documents are in tip-top shape. Make sure they’re accurate, up-to-date, and at hand. An accountant can help you get everything in order.
Work on your credit

Your credit score has a big impact on your ability to secure a loan or line of credit.Avoid late payments or charge-offs and keep in mind that each loan you apply for can knock a couple of points off your credit score.
Show off your cash flow

Banks everywhere love to see how well you’re doing. Put together a business plan that shows how well things are currently working, where you want to go, and—most importantly—how you plan to get there.
Shop around

Pick a bank that works for your business. First Hawaiian Bank prides itself on being a great partner for all sorts of businesses. We work closely with our customers to make sure that they’re successful—whatever their goals may be.