Lending FAQs

Business Loans

    You may pay online at FHB.com, set up automatic payments, or mail your payment to the following address:  

    First Hawaiian Bank 
    P.O. Box 29450 
    Honolulu, HI 96820-1850  

    You may also drop off your payment at any First Hawaiian Bank branch location.

       You may apply via:

      • Online Application
        Please note: Applications for secured loans/lines of credit and applications for line increases on existing Business FirstLines cannot be submitted online. In addition, businesses without personal guarantors or with more than one (1) guarantor cannot apply online. If any of these situations apply to you, please visit a branch to apply.
      • At any First Hawaiian Bank Branch 

      Business Lines of Credit

         Yes. You may pay online with FHB Online & Mobile Banking or set up Automatic Payment from your First Hawaiian Bank Business Checking account.

          You may pay your balance in full with no prepayment penalties or pay the minimum payment listed on your monthly statement.

            Payments may be dropped off at any First Hawaiian Bank branch or mailed to the following address:

            First Hawaiian Bank
            P.O. Box 29450
            Honolulu, Hawaii 96820-1850

              Use checks to access the line of credit, without having to apply every time you need additional funds.

                The Business Line of Credit is a revolving line of credit with a 3-year term, meaning it can be used for up to 3 years. Once the line reaches its maturity, any unpaid balances or fees become due.

                The Business Line of Credit and associated terms are subject to credit approval and may vary depending on your financial situation. 

                  This line of credit can be used for any business use. You can use it for short-term working capital, seasonal purchases, inventory, payroll, and other cash flow needs.

                  The Business Line of Credit cannot be used for personal, family or household purposes (or agricultural purposes for Guam residents), to finance the purchase or trading of securities, or to repay any debts incurred in the purchase or trading of securities, or to acquire, refinance, improve or maintain a 1-to-4 family residence.

                  Have more questions?

                  Or call customer service at (808) 844-4444.