Heritage Credit Card

The simple way to build your credit and consolidate your high interest balances today

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Key benefits

  • Apply for a new Heritage Credit Card by 8/31/24 and if approved, get a $50 statement credit with a new Pure Checking Account or a $100 statement credit when you open or upgrade to a Personal Priority Banking Checking Account by 10/31/24[[#1]][[, ]][[#2]]
  • Monitor your transactions, view eStatements, and easily make card payments with FHB Online & Mobile Banking 
  • Be alert! Learn more about security and fraud protection and enroll in card alerts for your account and transactions
  • Build your credit
  • Your card is protected by Mastercard 3D Secure 2.0! Visit our FAQs to learn more.
  • Our cards are contactless and mobile wallet-ready! Use your card with Apple Pay®, Google Pay®, and Samsung Pay®

     

Transfer balance

[[Low introductory balance transfer rate | /heritagedisclosures]]

Skip the fee

[[No annual fee | /heritagedisclosures]]

Low intro rate

Save on interest with a [[low introductory rate | /heritagedisclosures]]

Key benefits
Heritage Credit Card

Additional benefits[[#3]]


Learn more

Ready to get started?

We’re here to help
Call 643-CARD (2273) or 1-800-403-7167 from Guam and CNMI.

    Disclosures

    1. If you applied for an unsecured Personal Credit Card by 8/31/24 and are approved, receive a $100 statement credit when you either (1) open or (2) upgrade to a Personal Priority Banking Gold or Platinum Checking Account or receive a $50 statement credit when you open a new Pure Checking Account. The checking account and Personal Credit Card must be open and in good standing as of 10/31/24 to receive the respective $100 or $50 statement credit. The statement credit of $100 or $50 will post to your Personal Credit Card by 12/31/24. Only one statement credit is applicable with this offer. The $100 or $50 statement credit may be reportable as taxable income.
    2. The minimum opening deposit for a personal checking account is $20. A checking account with a zero balance for 30 consecutive days will be closed automatically. Annual Percentage Yield (“APY”) is accurate as of 05/24/24. APY for a Personal Priority Banking Platinum Checking Account is 0.02% for a daily balance less than $2,500 and 0.02% for a daily balance of $2,500 or more. The rates may change after the checking account is opened. Fees may reduce earnings on the checking account. Account Closing Fee of $75 may be assessed if a Priority Banking Checking Account is closed or converted to a corresponding checking account (not a Priority Banking Checking Account) within 180 days of opening and a $50 fee will apply for a Pure Checking Account closed within 180 days of opening. For other fees that may be assessed, refer to the Important Terms and Conditions and Schedule of Charges provided during the account opening. Must be at least 14 years of age to open a checking account. For customers under the age of 18, a parent or legal guardian must be present at the time of account opening. The offer is not combinable with any other deposit offer and is limited to one per customer and account.
    3. Terms, conditions, and restrictions apply. Additional benefits may change at any time. Please refer to your Guide to Benefits for more information.

    Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

    Apple Pay, Apple, and the Apple logo are trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. 

    Heritage credit card

    Heritage Credit Card

    Heritage Credit Card