Heritage Credit Card

The simple way to build your credit and consolidate your high interest balances today

Pricing & Terms

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Key benefits

Monitor your transactions, view eStatements, and easily make card payments with FHB Online & Mobile Banking
Be alert! Learn more about security and fraud protection and enroll in card alerts for your account and transactions
Build your credit
Your card is protected by Mastercard 3D Secure 2.0! Visit our FAQs to learn more.
Our cards are contactless and mobile wallet-ready! Use your card with Apple Pay^®, Google Pay^®, and Samsung Pay^®

Low intro rate

Save on interest with a [[low introductory rate | /heritagedisclosures]]

Transfer balance

[[Low introductory balance transfer rate | /heritagedisclosures]]

Skip the fee

[[No annual fee | /heritagedisclosures]]

Transfer balance

[[Low introductory balance transfer rate | /heritagedisclosures]]

Skip the fee

[[No annual fee | /heritagedisclosures]]

Low intro rate

Save on interest with a [[low introductory rate | /heritagedisclosures]]

Additional benefits[[#1]]

Zero liability protection on unauthorized purchases
Mastercard ID Theft Protection^TM
Extended Warranty
MasterRental Coverage
Mastercard^® Global Service^TM

Learn more

Ready to get started?

Make an Appointment

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We’re here to help
Call 643-CARD (2273) or 1-800-403-7167 from Guam and CNMI.

Already applied? View your application status.

Disclosures

Terms, conditions, and restrictions apply. Additional benefits may change at any time. Please refer to your Guide to Benefits for more information.

Mastercard^® and the circles design are registered trademarks of Mastercard International Incorporated.

Apple Pay, Apple, and the Apple logo are trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.