Priority Rewards[[SM]] Credit Card

1. You will not earn CashPoints for cash advances, balance transfers, convenience checks, ATM withdrawals, PIN transactions, money transfers (including P2P payments), quasi cash transactions (including purchases of traveler’s checks, money orders, foreign currencies and cryptocurrencies), lease and loan payments, truck stop transactions, tax payments, gambling transactions, unauthorized or fraudulent charges, finance charges and other card-related fees. CashPoints have no cash value except as described in the Priority Rewards Program Agreement. First Hawaiian Bank Reserves the right to cancel or change the Program at any time without prior notice. Other terms, conditions, and restrictions apply. See the Priority Rewards Program Agreement for more information.
2. Subject to credit approval. Apply for the Priority Rewards Credit Card, if you are approved, receive 20,000 bonus CashPoints after spending $1,500 within the first three months after account opening. Your account opening date is noted on your approval letter. You’ll also earn 1x CashPoint per $1 on all other qualifying purchases.
3.  If you applied for an unsecured Personal Credit Card by 8/31/24 and are approved, receive a $100 statement credit when you either (1) open or (2) upgrade to a Personal Priority Banking Gold or Platinum Checking Account or receive a $50 statement credit when you open a new Pure Checking Account. The checking account and Personal Credit Card must be open and in good standing as of 10/31/24 to receive the respective $100 or $50 statement credit. The statement credit of $100 or $50 will post to your Personal Credit Card by 12/31/24. Only one statement credit is applicable with this offer. The $100 or $50 statement credit may be reportable as taxable income.
4. The minimum opening deposit for a personal checking account is $20. A checking account with a zero balance for 30 consecutive days will be closed automatically. Annual Percentage Yield (“APY”) is accurate as of 05/24/24. APY for a Personal Priority Banking Platinum Checking Account is 0.02% for a daily balance less than $2,500 and 0.02% for a daily balance of $2,500 or more. The rates may change after the checking account is opened. Fees may reduce earnings on the checking account. Account Closing Fee of $75 may be assessed if a Priority Banking Checking Account is closed or converted to a corresponding checking account (not a Priority Banking Checking Account) within 180 days of opening and a $50 fee will apply for a Pure Checking Account closed within 180 days of opening. For other fees that may be assessed, refer to the Important Terms and Conditions and Schedule of Charges provided during the account opening. Must be at least 14 years of age to open a checking account. For customers under the age of 18, a parent or legal guardian must be present at the time of account opening. The offer is not combinable with any other deposit offer and is limited to one per customer and account.
5. Travel and booking are subject to availability. Airline tickets are subject to a non-refundable ticketing fee.
6. Certain terms, conditions, and restrictions apply. Please see the applicable Guide to Benefits for details (Standard, World and World Elite).

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