Construction-to-Permanent Loans

Big projects need loans that can take you all the way from bare ground to the home you’ve always wanted.

Construction-to-Permanent Loans[[#1]] Features

  • Interest-only payments during construction
  • One-time loan closing for both the construction and permanent phases, saving borrowers time, money, and closing costs.
  • Closing costs can be financed to include costs for architect fees, building permits, inspections, and draw fees.
Fixed, flexible financing that locks in your initial rate when you’re approved
Buy your land and construct your home, all with one permanent financing plan
A refinance construction loan lets you add your existing loan balance and refinance into a new loan

A refinance construction loan lets you add your existing loan balance and refinance into a new loan

Buy your land and construct your home, all with one permanent financing plan

Fixed, flexible financing that locks in your initial rate when you’re approved

Home improvement project with Construction-to-Permanent Home Loans

Ideal for

  • Those planning to buy land and build within a year
  • Large dollar home improvement projects
  • Those who want to buy a "fixer-upper"

What is the impact of making extra payments on my Construction to Permanent Loan?

Ready to Apply?

Lan Yao

Lan Yao

Senior Digital Mortgage Loan Officer

NMLS #2042254

Bernadette Kaneshiro

Bernadette Kaneshiro

AVP and Private Banking Mortgage Loan Officer

NMLS #881938

Rick Smith

Rick Smith

Senior Mortgage Loan Officer

NMLS #543118

 

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    Disclosures

    1. Subject to credit and loan approval. Certain other restrictions may apply. Not available for 3 and 4-unit dwellings and manufactured homes.

    Construction-to-Permanent Loans

    Construction-to-Permanent Loans