Construction-to-Permanent Loans
Big projects need loans that can take you all the way from bare ground to the home you’ve always wanted.
Construction-to-Permanent Loans[[#1]] Features
- Interest-only payments during construction
- One-time loan closing for both the construction and permanent phases, saving borrowers time, money, and closing costs.
- Closing costs can be financed to include costs for architect fees, building permits, inspections, and draw fees.
Fixed, flexible financing that locks in your initial rate when you’re approved
A refinance construction loan lets you add your existing loan balance and refinance into a new loan
Buy your land and construct your home, all with one permanent financing plan
![Home improvement project Home improvement project with Construction-to-Permanent Home Loans](/sites/default/files/styles/original/public/2021-01/Construction_Loan_Single%401x.jpg?itok=XFrKPjLg)
Ideal for
- Those planning to buy land and build within a year
- Large dollar home improvement projects
- Those who want to buy a "fixer-upper"
What is the impact of making extra payments on my Construction to Permanent Loan?
Ready to Apply?
![Leonard Fernandes](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Fernandes%20Leonard.jpg?itok=DXRo-szS)
Leonard Fernandes
![Jeff Barnard](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Barnard%20Jeff.jpg?itok=Bpt3iIeB)
Jeff Barnard
![Paulette Puaokailikai Suzuki](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Suzuki%20Paulette.jpg?itok=MvEe7PZ5)
Paulette Puaokailikai Suzuki
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