USDA Loans
Government program that helps homeowners refinance a mortgage in an eligible rural area
Features
- Rate/term refinance loans available
- Financing up to 100% of the appraised property value[[#1]]
- No private mortgage insurance required
- Income limits and other restrictions may apply
- See today's rates and loan terms and conditions, including payment examples
USDA Loans
The Rural Housing Service Loan (RHS) provides borrowers the opportunity to refinance a home in eligible rural areas
![rural home rural home](/sites/default/files/styles/original/public/2021-01/Refinance_USDA_Single%401x.jpg?itok=KqdQDl-1)
Ideal for
- Homeowners with a property in an eligible rural area
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Homeowners who meet the USDA income guidelines
Ready to Apply?
![Lorrie Ann Onaga](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Lori.jpg?itok=7lXx1JYY)
Lorrie Ann Onaga
![Jiamei Wang Zahnen](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Jiaomei.jpg?itok=0-DyrzKC)
Jiamei Wang Zahnen
![Rick Smith](https://www.fhb.com/sites/default/files/styles/original/public/2024-02/Rick.jpg?itok=I6gO_LxH)
Rick Smith
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FAQs
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