Regular Savings Account

Get easy access to your money with our easiest way to save.

Additional Services
Open Account

Regular Savings Account Features

  • Minimum opening deposit[[#1]] of $20
  • Monthly service charge of $5 per month
    • Waived if you maintain a daily balance of $300; 
    • Waived if the primary account holder is under 18 years old; or
    • Waived if you auto transfer at least $25 from an FHB checking account.
  • Manage your account from anywhere with FHB Online & Mobile Banking[[#2]]
Steady and dependable interest rate and easy access to your funds
Can be linked to Personal Checking account for overdraft protection
Manage your account from anywhere with [[FHB Online & Mobile Banking|/en/online-mobile-banking]][[#2]]

Can be linked to Personal Checking account for overdraft protection

Steady and dependable interest rate and easy access to your funds

Manage your account from anywhere with [[FHB Online & Mobile Banking|/en/online-mobile-banking]][[#2]]

How much do I need for emergencies?

Be prepared. Use this calculator[[#3]] to help find out how much you need to set aside to create an emergency fund.

Calculate Now

How long until my savings reach my goal[[#3]]?

Open Savings Goal Calculator

Ready to get started?

Make an Appointment

Open Account

We’re here to help

FAQs

    How do I make a deposit if I don't live near any banking centers or ATMs?

    To make a deposit by mail, send your check(s) to your branch of account.  Please use our branch locator to find your branch of account’s address.  Please do not mail cash. 

      What is direct deposit?

      Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking, savings, or Money Market account.  It's convenient, secure, and saves trips to your branch.

        How can I get direct deposit?

        Please inquire with your employer or the entity providing your payment.  They will require the First Hawaiian Bank routing number and your account number or voided check.

         

        Didn’t find an answer? Still have questions?

        See More Related FAQs

          Disclosures

          1. Accounts with a zero balance for 30 consecutive days will be closed automatically. Account Closing Fee of $50 will apply if a Regular Savings Account is closed within 180 days of opening.
          2. Basic online banking services are free for personal customers. You must be 18 years or older to use External transfers. Additional fees may apply for optional services. See FHB Online Terms and Conditions for more details, restrictions, and applicable fees.
          3. The calculator is supplied as a courtesy only. FHB is not responsible for the accuracy or completeness of information that you provide or information generated by the calculator. Please check your records carefully before inputting your information into the calculator. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the calculator may vary with each use and over time. The output and results should not be construed as financial, legal or tax advice, and the calculators and tools are not intended to replace the advice of qualified professionals. You should not rely on the calculator as your only source of information. You should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.

           

          Regular Savings Account

          Regular Savings Account

          Open Account Open Account