You may add up to a total of 10 external accounts. Please note, you will be required to go through an authentication process for each of those accounts that you own.

If, on the "send date,” the balance in your account is insufficient to make an External Transfer you authorized, we will delay the transfer and try again on the next Business Day. If there is still an insufficient balance to make the transfer, we may either refuse to pay the item, or we may make the transfer and overdraw your checking account.

The External Transfer debit request is initiated on the "send date" but may not post against your account for up to two Business Days.

The cut-off time for submitting External Transfers is 7:00 p.m. Hawaii Standard Time each Business Day. External Transfers submitted after 7:00 p.m. Hawaii Standard Time or on weekends or holidays will be processed the next Business Day. Any updates to an existing transfer must be made before the cut-off time on the scheduled transfer date. A Business Day is every calendar day except for Saturdays, Sundays and bank holidays.

External Transfers will be processed on the date you specify and the expected delivery date is displayed as you are creating the transfer. Transfers can also be scheduled up to a year in advance. External Transfers scheduled to process on a weekend or holiday will be processed the previous Business Day.

You can schedule an External Transfer up to one year in advance.

Yes, External Transfers may be scheduled up to 365 days in advance of the date the transfer is to be made (called a "Single External Transfer"). Automatic Recurring External Transfers may also be scheduled for substantially at regular intervals (e.g., weekly, monthly, annually) in the same amount between the same two accounts (called a "Recurring External Transfer").

The maximum daily amount allowed for external transfers is either the current available balance in the source account (plus any available credit in an associated Yes-Check^SM line of credit) or based on the chart below, whichever is less. This includes any single transfer or the total amount outstanding or "in process". For additional information, see below:

No, you can only transfer funds to accounts within the U.S.

You may disable External Transfers by logging into FHB Online, clicking on the "External Transfers (Personal Only)" link, and then clicking on the 'Edit Your Profile' link. Please note that you must cancel any pending transactions prior to disabling External Transfers.