Wire Transfers

Wire transfers are the safe, fast, and efficient way to transmit funds

Security you can rely on

Domestically, First Hawaiian Bank (FHB) uses Fedwire, which is a funds transfer system operated by the United States Federal Reserve Banks.

Internationally, FHB uses the SWIFT network. This network allows member banks worldwide to send and receive funds transfers in a secure environment.

How our wire transfers work

Wire transfers initiated before the Cutoff Time will be transmitted on the same day. Wire transfers initiated after the Cutoff Time are transmitted on the next business day. Your account will be debited on the date the transfer is initiated. Generally, incoming wire transfers are credited to an FHB account on the date received or on the date requested by the sender.

Domestic Payments

Wire transfers initiated before 10:30 AM HST (the Cutoff Time for domestic wires) are transmitted on the same day and normally are credited to the Recipient on the same day.
International SWIFT Payments

Wire transfers destined for international locations must be initiated before 2:30 PM HST (the Cutoff Time for international wires) in order to be transmitted on the same day. International payments may be sent in US dollars or major foreign currencies. International payments may take several business days to reach the Recipient.

Ready to get started?

Find a Branch

Please visit any branch to set up your account and learn about our wire transfer options.

FAQs

    What information do I need to wire funds to a domestic bank?

    You need the following information to wire funds to a domestic bank:

    • Beneficiary Name
    • Beneficiary Account Number
    • Beneficiary Mailing Address with city, state and zip code
    • Beneficiary Bank Routing Number
    • Dollar amount to be transferred
    • Please Note: Correct wire instructions should be provided by the beneficiary to avoid delays in crediting an account.
       
      What information do I need to wire funds to a foreign bank?

      You need the following information to wire funds to a foreign bank:

      • Beneficiary Name
      • Beneficiary Account Number or IBAN
      • Beneficiary Address
      • Beneficiary Bank SWIFT BIC
      • Amount to be transferred
      • Please Note: Correct wire instructions should be provided by the beneficiary to avoid delays in crediting an account.
         
        What is an IBAN?

        International Bank Account Number (IBAN) is used by European and Middle Eastern countries to facilitate wire transfer payments. Only the Beneficiary Bank can provide the correct IBAN and must be obtained from the beneficiary of the wire.

          What is a SWIFT BIC?

          SWIFT is a global organization that provides a network for member banks to transmit and receive financial messages internationally.  A SWIFT BIC (Bank Identifier Code) is commonly known as a “SWIFT code”.  It is a unique code assigned by SWIFT that identifies a specific member bank.  It’s best to obtain the BIC from the beneficiary of the wire.

           

          Didn’t find an answer? Still have questions?

          See More Related FAQs