To receive the discount you must be a Priority Banking [Gold/Platinum] Checking Account customer at the time of rental or at the time of each annual renewal. The annual rent must be prepaid and automatically deducted from a First Hawaiian Bank account. Subject to box availability. Limit of one safe deposit box ("SDB") per Priority Banking Checking Account. You must be an owner of the SDB. The SDB contents are not insured by First Hawaiian Bank, the FDIC, or any other government agency. For existing SDB customers, the discount will not be prorated and will apply upon the next billing.

Applies to all incoming wire transfers deposited into your Priority Banking Platinum Checking Account.

Except as stated below, First Hawaiian Bank will not charge you any fees for automated teller machine (ATM) transactions against your Priority Banking Platinum Checking Account. This fee waiver does not apply to the International Transaction Fee. When you use an ATM not owned by us, you may be charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer. These surcharges cannot be waived by First Hawaiian Bank.

Subject to credit approval. Yes-Check must be connected to the Associated Priority Banking Platinum Checking Account where you are the owner.

Subject to credit approval. The line of credit or HELOC must qualify as an Associated Account. The annual fee waiver may not be combined with another promotional offer, program, or discount unless stated otherwise. Valid only if you and we agree to these terms in writing as part of your line of credit agreement(s), and will continue as long as you maintain your Priority Banking Platinum Checking Account and eligible line of credit account in good standing with us. HELOCs are not available in the CNMI.

Subject to credit approval and loan funding. The discount applies to new Residential First Mortgage loan applications (including refinances). Applications submitted through a third-party mortgage loan origination company are not eligible. To receive this discount, you must be enrolled as a Priority Banking [Gold/Platinum] Checking Account customer as of the date of your initial loan application, which is the date when we have received all of the following information: (1) each applicant's name; (2) each applicant's income; (3) each applicant's social security number (if applicable); (4) the subject property address; (5) an estimate of the value of the subject property and (6) the loan amount requested. The new Residential First Mortgage loan must qualify as an Associated Account. The discount cannot be combined with another promotional offer, program, or discount unless stated otherwise.

Applies to one MaxiMizer account that is an Associated Account.

You must be at least 14 years of age to open a checking account. For customers under the age of 18, a parent or legal guardian must be present at the time of account opening. Accounts with zero balance for 30 consecutive days will be closed automatically. Account Closing Fee of $75 will apply if a Personal Priority Banking Checking Account is closed or converted to a corresponding checking account (not a Priority Banking Checking Account) within 180 days of opening. 

Your combined balance for your Priority Banking Plan is calculated by adding the balance of your Priority Banking Account and qualifying balances from all Associated Accounts. An Associated Account is an account that is eligible to be associated with your Priority Banking Account.  Eligible types of accounts that you own in your individual capacity or as the trustee of your own revocable living trust will be automatically classified as an Associated Account.  Please see the Personal Priority Banking Plan Addendum (the “Addendum”) for additional details about Associated Accounts and how your combined balance is calculated.

To receive the preferred rate you must be a Priority Banking Platinum Checking Account customer and at the time of account opening or at the time of each renewal. A new CD must qualify as an Associated Account. For existing CD customers, the preferred rate will apply upon the next renewal for any CD that is an Associated Account. Any new or existing CD must not have a balance greater than $250,000 and must not have a term less than 30 days.

The monthly service charge can be waived either by: (1) maintaining a specific combined balance, (2) setting up a direct deposit into your Priority Banking Checking Account in the minimum aggregate amount of $2,000 per statement cycle for Priority Banking Gold and $4,000 per statement cycle for Priority Banking Platinum, or (3) be enrolled in the Private Banking Program.