Hawaii Mortgage Rates & Home Loans

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Mortgage Purchase

Finance your new home

 Mortgage Refinance

Refinance existing mortgage

 Home Equity

Put the value of your home to work

 Loans

Other options to borrow money

Why purchase?

Buy your first home

Take advantage of our first-time homebuyer programs with lower down payment options.

Own your dream home

With a range of loan programs to suit your needs, we'll help you get into the home of your dreams.

Changing homes

Whether you're looking to upsize or downsize, we've got the mortgage that fits.

Why purchase?

Own your dream home

With a range of loan programs to suit your needs, we'll help you get into the home of your dreams.

Changing homes

Whether you're looking to upsize or downsize, we've got the mortgage that fits.

Buy your first home

Take advantage of our first-time homebuyer programs with lower down payment options.

Our Products

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First Step Home Loan[[SM]]

A first-time homebuyer program designed to make your dreams of homeownership a reality.

Low down payment requirement

Waiver of mortgage insurance

First-Time Homebuyer Discount

Learn More Learn More Apply Now
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Good Neighbors Loan

A mortgage loan for designated essential workers and professional, non-medical experts.

Low or no down payment requirement

Reduced Origination Fee with Purchase Promotion

Available for owner-occupants

Learn More Learn More Apply Now
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Med Loan

A jumbo loan program for eligible medical professionals.

Low down payment requirement

Save more with our current Purchase Promotion

Flexible loan-to-value (LTV) options

Learn More Learn More Apply Now
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Jumbo Loans

Need to borrow more than $1,149,825? We’ve got you covered.

New purchase or refinance

Fixed or variable rate options

No prepayment penalty

Learn More Learn More Apply Now
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Fixed Rate Mortgage

Lock in your rate for the length of your mortgage.

Predictable monthly payments

Greater certainty and peace of mind

See today’s [[rates and terms|/rates/mortgage]]

Learn More Learn More Apply Now
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Adjustable Rate Mortgage

A flexible alternative.

Potential lower initial rate and monthly payments

Variety of terms available

See today’s [[rates and terms|/rates/mortgage]]

Learn More Learn More Apply Now
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Construction-to-Permanent Loans

Take it one step at a time. Buy the land now and build the dream later.

Fixed, flexible financing

Add your existing loan balance and refinance into a new loan

Build and/or renovate with one permanent financing plan

Learn More Learn More Apply Now
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VA Loans

Qualified military service members enjoy special rates and benefits.

100% financing options available

No monthly mortgage insurance

Save more with our current Purchase Promotion

Learn More Learn More Apply Now
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Land Loans

Take it one step at a time. Buy the land now and build your dream home later.

Interest-only payments

No prepayment penalty

New purchase or refinance

Learn More Learn More Apply Now
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USDA Loans

The Rural Housing Service Loan (RHS) provides borrowers the opportunity to own a home in eligible rural areas.

No private mortgage insurance

Save more with our current Purchase Promotion

New purchase or refinance

Learn More Learn More Apply Now

Resources

Mortgage Glossary

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Loan Officer Contact List

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Mortgage Calculators

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