Earn Rewards3
- $150 Cash Back bonus after spending $1,500 within the first 3 months after account opening.4
- 2% Cash Back for customers with an additional qualifying FHB account (otherwise, 1.5% Cash Back for those without )1,2
- Redeem Cash Back at any time, through on-demand redemption, automatic monthly redemption, or Mastercard® Pay with RewardsTM5
For more information, see Program Agreement
Save money
Easy to use
Easy to earn
Easy to use
Easy to earn
Save money


Key benefits
- Monitor your transactions, view eStatements, and easily make card payments with FHB Online & Mobile Banking
- Apply Cash Back towards your eligible purchases with Mastercard® Pay with Rewards5
- Be alert! Learn more about security and fraud protection and enroll in card alerts for your account and transactions
- Your card is protected by Mastercard 3D Secure 2.0! Visit our FAQs to learn more.
- Our cards are contactless and mobile wallet-ready! Use your card with Apple Pay®, Google Pay®, and Samsung Pay®
Additional Mastercard benefits6
- Zero liability protection on unauthorized purchases
- Mastercard ID Theft ProtectionTM
- Extended Warranty
- Purchase Assurance
- MasterRental Coverage
- MasterCard® Global ServicesTM
Rewards Program3
- Explore our Priority Unlimited Program
- Earn unlimited Cash Back on your purchases1,2. Find out how much you could earn.
Ready to get started?
We’re here to help
Call 808-643-CARD (2273) or 1-800-403-7167 from Guam and CNMI.
Already applied? View your application status.
FAQs
Didn’t find an answer? Still have questions?