MaxiMizer[[SM]]

The best way to maximize your savings by earning higher rates with higher balances.

Additional Services
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Features

  • Minimum opening deposit[[#1]] of $20
  • Monthly service charge of $10 per month
    • Waived if you maintain a daily balance of $1,000 or an average daily balance of $2,500; or
    • Waived if you are a Personal Priority Banking customer.[[#2]]
Earn higher [[interest rates|/rates/savings-cds]] with higher balances
Manage your account from anywhere with [[FHB Online & Mobile Banking|/online-mobile-banking]][[#3]]

Earn higher [[interest rates|/rates/savings-cds]] with higher balances

Manage your account from anywhere with [[FHB Online & Mobile Banking|/online-mobile-banking]][[#3]]

Additional details

Additional details

  • Earn higher rates of interest based on balance tiers
  • Click here to view our current rates.

How much do I need for emergencies?

Be prepared. Use this calculator to help find out how much you need to set aside to create an emergency fund.

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How long until my savings reach my goal[[#4]]?

Open Savings Goal Calculator

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FAQs

    How do I make a deposit if I don't live near any banking centers or ATMs?

    To make a deposit by mail, send your check(s) to your branch of account.  Please use our branch locator to find your branch of account’s address.  Please do not mail cash. 

      What is direct deposit?

      Direct deposit automatically places your paycheck, pension, Social Security, or other regular monthly income into your checking, savings, or Money Market account.  It's convenient, secure, and saves trips to your branch.

        How can I get direct deposit?

        Please inquire with your employer or the entity providing your payment.  They will require the First Hawaiian Bank routing number and your account number or voided check.

         

        Didn’t find an answer? Still have questions?

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          Disclosures

          1. Accounts with a zero balance for 30 consecutive days will be closed automatically. Account Closing Fee of $50 will apply if a MaxiMizer Savings Account is closed within 180 days of opening.
          2. The waiver is limited to one MaxiMizerSM account that is an Associated Account. An Associated Account is an account that is eligible to be associated with your Priority Banking Account.  Eligible types of accounts that you own in your individual capacity or as the trustee of your own revocable living trust will be automatically classified as an Associated Account.  Please see the Personal Priority Banking Plan Addendum (the “Addendum”) for additional details about Associated Accounts.
          3. Basic online banking services are free for personal customers. You must be 18 years or older to use External transfers. Additional fees may apply for optional services. See FHB Online Terms & Conditions for more details, restrictions, and applicable fees. 
          4. The calculator is supplied as a courtesy only. FHB is not responsible for the accuracy or completeness of information that you provide or information generated by the calculator. Please check your records carefully before inputting your information into the calculator. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the calculator may vary with each use and over time. The output and results should not be construed as financial, legal or tax advice, and the calculators and tools are not intended to replace the advice of qualified professionals. You should not rely on the calculator as your only source of information. You should consult with a qualified professional of your choice whenever specific advise is necessary or appropriate.

          MaxiMizer[[SM]]

          MaxiMizer[[SM]]

          Open Account Open Account