Business Loans

Finance purchases and access capital with a Business FirstTermSM Loan.1

Benefits for your business

  • Ideal for financing capital improvements, repairs, and other significant business expenditures 
  • For loans up to $75,000: A fixed rate with terms up to five years2

Can be secured or unsecured

Loan amounts range from $2,500–$250,0001

more details

Additional Details

  • Account Type: Loan (Secured & Unsecured)
  • Credit Limits: $2,500–$250,000
  • Maturity Term: Up to 5 years
  • Loan Fee: None for loan amounts of $75,000 or less3
  • Loan Documentation Fee: $200
  • Access Account Online: Yes

Ready to get started?

You will need the following information to apply:

  • Business Federal Tax ID or Employer Identification Number
  • Social Security Number (Sole Proprietorships and Personal Guarantors)

Depending on the specifics of your request, you may also need to provide the following:

  • Financial information, including tax returns from the two previous years, the business owner/guarantor's personal financial statements, business financial records, and/or business formation documents
  • For Guam and Saipan businesses: Business license and certificate of existence

Please Note: After the application is submitted, FHB may reach out for further information.
 

FAQs

 

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Disclosures

  1. Subject to credit approval.
  2. A variable rate applies to loans over $75,000.
  3. Loans over $75,000 are charged a one-time 0.25% fee on the amount of the loan.


Business Loans

Business Loans