Business Loans

Finance purchases and access capital with a Business FirstTerm[[SM]] Loan.[[#1]]

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Benefits for your business

  • Ideal for financing capital improvements, repairs, and other significant business expenditures 
  • For loans up to $75,000: A fixed rate with terms up to five years[[#2]]

Can be secured or unsecured

Loan amounts range from $2,500–$250,000[[#1]]

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Additional Details

  • Account Type: Loan (Secured & Unsecured)
  • Credit Limits: $2,500–$250,000
  • Maturity Term: Up to 5 years
  • Loan Fee: None for loan amounts of $75,000 or less[[#3]]
  • Loan Documentation Fee: $200
  • Access Account Online: Yes

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You will need the following information to apply:

  • Business Federal Tax ID or Employer Identification Number
  • Social Security Number (Sole Proprietorships and Personal Guarantors)

Depending on the specifics of your request, you may also need to provide the following:

  • Financial information, including tax returns from the two previous years, the business owner/guarantor's personal financial statements, business financial records, and/or business formation documents
  • For Guam and Saipan businesses: Business license and certificate of existence

Please Note: After the application is submitted, FHB may reach out for further information.
 

FAQs

    How can I make my monthly loan payments?

    You may pay online at FHB.com, set up automatic payments, or mail your payment to the following address:  

    First Hawaiian Bank 
    P.O. Box 29450 
    Honolulu, HI 96820-1850  

    You may also drop off your payment at any First Hawaiian Bank branch location.

      Do I need a First Hawaiian Bank account to apply for a Business FirstTerm Loan?

      No. A First Hawaiian Bank relationship is not required to apply/qualify for a Business FirstTerm.

        How do I apply?

        You may apply via:

        • Online application
          Please note: Applications for secured loans/lines of credit and applications for line increases on existing Business FirstLines cannot be submitted online. In addition, businesses without personal guarantors or with more than one (1) guarantor cannot apply online. If any of these situations apply to you, please visit a branch to apply.
        • At any First Hawaiian Bank Branch

         

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        Disclosures

        1. Subject to credit approval.
        2. A variable rate applies to loans over $75,000.
        3. Loans over $75,000 are charged a one-time 0.25% fee on the amount of the loan.


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