Calculators

Mortgage, loan, savings, and retirement calculator

Interested in refinancing? Need to purchase a new car? Planning for your retirement? With an assortment of home, auto, savings and retirement calculators you’ll be sure to find the one that can help you make a sound financial decision.*

Savings

How much do I need for emergencies?

How much should I be saving for college?

When should I begin saving for child's college?

Should I convert to a Roth IRA?

How much will I need to save for retirement?

 

Are my current retirement savings sufficient?

Becoming a millionaire

Income generated by a savings plan

How long until my savings reach my goal?

How much should I save to reach my goal?

 

 

Home

How much home can I afford?

Should I refinance my home mortgage?

Mortgage calculator

Comparing mortgage terms (i.e. 15, 20, 30 year)

Should I pay discount points for a lower interest rate?

Should I rent or buy a home?

How do they compare: fixed or adjustable-rate mortgage?

How can refinancing closing costs impact the interest rate?

How much can I borrow from my home equity (HELOC)?

 

Credit

How long until my loan is paid off?

What would my loan payments be?

Do I have too much debt?

 

Should I consolidate my personal debt?

Restructuring debts for accelerated payoff

What is the impact of making extra debt payments?

 

Auto

Should I lease or purchase an auto?

What would my auto payments be?

Auto loan - accelerated payoff

 

 

How much vehicle can I afford?

Should I refinance my auto loan at a lower rate?

How much can I lower my monthly payment with a new auto loan?

 

 

Retirement

What is my potential estate tax liability?

How much life insurance do I need?

How much disability income insurance do I need?

What are my long-term care insurance needs?

How much can I contribute to an IRA?

 

Should I convert to a Roth IRA?

How will retirement impact my living expenses?

How much will I need to save for retirement?

Are my current retirement savings sufficient?

 

 

    Disclosures

    *All calculators and tools are supplied as a courtesy only. FHB is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. The output and results should not be construed as financial, legal or tax advice, and the calculators and tools are not intended to replace the advice of qualified professionals. You should not rely on the calculators and tools as your only source of information. You should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.